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Home Owners Insurance

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  • Liability (required by law)
  • Physical damage (fire, theft, vandalism)
  • Full package (liability-comprehensive, theft, and collision)
  • 24 hour claim hotline Windshield replacement (if applicable)
  • Roadside assistance
  • Good driver discounts
  • SR 22
  • Immediate coverage
  • Young drivers
  • No prior insurance
  • Any car, any driver
  • Professional attention

What is homeowners insurance?

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners’ responsibility.
 
 
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